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Educational articles and guides on calculations and standards

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How to Calculate Loan Payment

Learn how to calculate your monthly loan payment using the standard loan formula.

Published: 1/1/2024

Estimation vs Engineering Design – What Calculators Can and Cannot Do

Understand the difference between early estimates and full engineering design so you can use calculators responsibly.

Published: 11/20/2024

Compatibility by Birth Date – How It Works

Learn how date-based compatibility scores are generated, when to use them, and how to combine them with other playful tools.

Published: 1/15/2025

Zodiac Compatibility Explained

Understand how the zodiac compatibility matrix works, what the score ranges mean, and how to combine it with numerology.

Published: 1/15/2025

How to Calculate Compound Interest

Learn how to calculate compound interest step by step. Understand the power of compounding and how it grows your investments over time.

Published: 1/15/2024

What is Annuity Formula?

Learn about the annuity formula used to calculate loan payments, mortgage payments, and regular investment contributions.

Published: 1/20/2024

How to Calculate ROI

Learn how to calculate Return on Investment (ROI) to measure the profitability and efficiency of your investments.

Published: 1/25/2024

How to Calculate Mortgage Payment

Learn how to calculate your monthly mortgage payment, understand amortization, and see how down payments and loan terms affect your payments.

Published: 2/1/2024

How to Save Money Effectively: A Complete Guide

Learn proven strategies for building your savings, maximizing compound interest, and reaching your financial goals faster.

Published: 2/2/2024

How to Compare Loan Offers

Learn how to compare loan offers effectively by understanding APR, total interest, fees, and total cost.

Published: 1/15/2024

How to Reduce Loan Interest

Learn strategies to reduce the total interest you pay on loans, including extra payments, shorter terms, and refinancing.

Published: 1/15/2024

How Mortgage Payments Work

Understand how mortgage payments are calculated, what PITI means, and how principal and interest change over time.

Published: 1/15/2024

How Much Emergency Fund Do You Need?

Learn how to determine the right size for your emergency fund based on your expenses, income stability, and financial goals.

Published: 1/15/2024

How Compound Interest Works

Understand compound interest, the eighth wonder of the world, and how it helps your money grow over time.

Published: 1/15/2024

What Is Net Worth and Why It Matters

Learn what net worth means, how to calculate it, and why it's a key indicator of financial health.

Published: 1/15/2024

How Retirement Planning Works

Learn the fundamentals of retirement planning, including how much to save, when to start, and how to calculate your retirement needs.

Published: 1/15/2024

Saving vs Investing: What's Better?

Understand the difference between saving and investing, when to use each, and how to balance both for financial success.

Published: 1/15/2024

Gross vs Net Income Explained

Understand the difference between gross and net income, what deductions affect your take-home pay, and how to calculate your net income.

Published: 1/15/2024

ROI Explained: Understanding Return on Investment

Learn what ROI is, how to calculate it, and how to use it to evaluate investments and business decisions.

Published: 1/15/2024

How to Build Savings Step by Step

Learn a practical step-by-step approach to building your savings, from setting goals to automating contributions.

Published: 1/15/2024

How Much Does It Cost to Own a Car?

Complete guide to calculating the true cost of car ownership including depreciation, insurance, fuel, maintenance, and more.

Published: 1/20/2024

How to Calculate Fuel Costs for Driving

Learn how to calculate fuel costs for trips, monthly driving, and annual expenses using fuel consumption rates.

Published: 1/20/2024

Lease vs Buy: Which Is Better?

Compare leasing vs buying a car to determine which option is better for your financial situation and driving habits.

Published: 1/20/2024

How Car Depreciation Works

Understand how car depreciation works, why cars lose value, and how to estimate depreciation for your vehicle.

Published: 1/20/2024

How Much Car Can You Afford?

Learn how to determine how much car you can afford based on your income, budget, and financial situation.

Published: 1/20/2024

What Are Structural Loads and Why They Matter

Understand dead, live, and environmental loads, why they shape foundations and slabs, and where estimation ends and engineering begins.

Published: 11/20/2024

Dead Load vs Live Load

Compare permanent and variable loads, understand their sources, and see how they influence structural sizing.

Published: 11/10/2024

Why Foundations Depend on Loads

See how structural load assumptions flow into footing width, slab thickness, and reinforcement decisions.

Published: 11/10/2024

Concrete Basics for Construction

Learn the fundamentals of concrete in construction, including mix ratios, volume calculations, and reinforcement basics.

Published: 1/25/2024

Foundation Types Explained: Strip, Slab, and Pile Foundations

Learn how strip, slab, and pile foundations share loads, when each option fits, and why geotechnical input matters.

Published: 11/20/2024

Soil Basics for Foundations

Understand how soil types, bearing capacity, and groundwater inform Russian foundation choices.

Published: 11/15/2024

When to Use Piles

Learn scenarios where piles help Russian projects deal with weak soils, uplift, or high water tables.

Published: 11/15/2024

Concrete Foundations Explained

Overview of how concrete materials, reinforcement, and curing affect Russian foundation practice.

Published: 11/15/2024

Concrete Mix Ratios Explained

Understand how different cement, sand, and aggregate proportions influence strength, workability, and durability.

Published: 11/5/2024

Concrete vs Reinforced Concrete – Key Differences Explained

Learn why plain concrete needs reinforcement, how steel and concrete share loads, and what that means for quick estimates.

Published: 11/20/2024

Rebar Estimation Basics

Learn how early-stage projects approximate reinforcement quantities before detailed structural design.

Published: 11/5/2024

Why Soil Investigation Matters for Foundations

Understand why soil assumptions are risky, how bearing capacity and settlement vary, and when testing becomes mandatory.

Published: 11/20/2024

US vs EU Structural Design Concepts – Educational Comparison

Learn the conceptual differences between US and European structural design approaches for educational purposes.

Published: 12/20/2024

How Calculators Abstract Building Standards Safely

Learn how online calculators simplify building standards for educational and early estimation purposes without implying compliance.

Published: 12/20/2024

Why Construction Calculators Differ by Region

Learn why construction calculators vary by region and how local assumptions influence early-stage estimates.

Published: 12/20/2024